Four in five American adults take at least one medication, and more than one in four take five medicines or more. For patients to live longer, healthier lives, being able to access needed treatments is critical. Not to mention, adhering to treatment regimens can help prevent costly and burdensome complications down the road. For many, open enrollment is just around the corner – the time to choose or make changes to your health care plan – so take the time to check if, and how, your medications are covered insurance plans.
Last week our video walked through some commonly used insurance terms. This week we’re exploring how insurance covers your medicines to help you choose a plan that best fits the needs of you and your family. Did you know insurance plans have a list of medicines they cover? If your medicine isn’t on that list you’ll likely have to pay much more out of pocket.
Before choosing or switching plans, knowing how a plan covers your medicines is important to ensure you have access to the treatments you need.
Take the time to learn the basics and evaluate your options to make sure you’re choosing the best coverage options for you and your family. There is a lot of information to learn and digest, but we’re here to help. Watch our new video to help you learn more about health insurance, and check back for more tips on understanding your coverage.
Pharmaceutical Research and Manufacturers of America®
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